Everyone should be able to buy a house

Income Documentation Not Required

Loan Highlights

20% Down Payment

+ Closing Cost and reserves

Middle Score 640+

(the higher the better).

30 Years Fixed Rate

Your monthly mortgage will not change.

Loan Amount

$130,000 to $3'000,000

Credit History

3 accounts 12 months old in good standing

US Citizens and Legal Residents

Residents with Green Card not expired.

Income Documentation Not Required

Property Type

Single Family Homes and Townhomes (PUD) - No condominiums.

Primary Residence and Second Homes

and more...

Self-Employed/Small Business Owner, Volatile or Irregular Income, Retired, Seasonal & Gig Workers, Real Estate Investors, Owners & Employees of Cash Businesses, Newly Self-Employed, Transitioning from Recent Health, Family, or Other Life Events, Looking to Tap Trapped Home Equity, Recent Immigration, Disqualified Income.
The process requires 45 days.
Please, complete Step 2 and Step 3 to apply.
Without Step 3 we will be unable to process your application.

If you have the money... You are approved!

Purchase Price:
Middle Credit Score:


Want More Than An Estimate?

The next step is to get an approval letter, stating how much you’re pre-approved.

Before house hunting, you need an approval letter. Helps sellers know you’re serious about buying.

How long does it take?

It only takes three minutes.

Request Application by Email


Please, check your middle score (no the lowest or highest), the one with the middle value.

[click here]


After you submit your application, you MUST Authorize and Pay for your credit report.
Authorize & Pay For Credit Report. Otherwise, we can't process your application.

[click here]

  • We will find the best loan for each borrower.
  • Mortage loans

We offer the best FHA Conventional Jumbo Loans Construction Single Home Condos Primary Homes Second Homes Investments Fix Credit Report Low Rates Short sale history don't matter Bankruptcy history don't matter Foreclosure history don't matter Deed In Lieu history don't matter loans and more...

Our commitment is to always do the best for our clients!