Everyone should be able to buy a house

20% Down Payment + Closing Cost + Reserves + Score 640+

Income Documentation Not Required

Loan Highlights

20% Down Payment

+ Closing Cost and reserves

Middle Score 640+

(the higher the better).

30 Years Fixed Rate

Your monthly mortgage will not change.

Loan Amount

$130,000 to $3'000,000

Credit History

3 accounts 12 months old in good standing

US Citizens and Legal Residents

Residents with Green Card not expired.

Income Documentation Not Required

Property Type

Single Family Homes and Townhomes (PUD) - No condominiums.

Primary Residence and Second Homes

and more...

IDEAL FOR

Self-Employed/Small Business Owner, Volatile or Irregular Income, Retired, Seasonal & Gig Workers, Real Estate Investors, Owners & Employees of Cash Businesses, Newly Self-Employed, Transitioning from Recent Health, Family, or Other Life Events, Looking to Tap Trapped Home Equity, Recent Immigration, Disqualified Income.

Closing date

The process requires 45 days.

Apply Online

Please, complete Step 2 and Step 3 to apply.
Without Step 3 we will be unable to process your application.


If you have the money... You are approved!

Purchase Price:
Middle Credit Score:
 


Want More Than An Estimate?

The next step is to get an approval letter, stating how much you’re pre-approved.

Before house hunting, you need an approval letter. Helps sellers know you’re serious about buying.

How long does it take?

It only takes three minutes.

Start Mortgage Loan Application

Type of Loan
Is this your first time buying a home?
When will you purchase a home?
Are you working with a real estate agent?
Home Description
Property Use
What do you plan to spend on your new home (purchase price)?
$
How much do you have for a down payment?
$
%
Do you have enough money for closing,
Do you need Down Payment Assistance?

Main Borrower Information

Have you served in the US military?
How do you get Paid?
What is your gross monthly income?
$
$
$
What is your credit score?
Have you had a bankruptcy in the past 2 years?
Have you had a foreclosure, or short sale in the past 3 years?
How many properties you owe?
Do you have a co-borrower on the loan?
Communication Consent: By submitting your contact information you agree to our Terms of Use and our Privacy Policy. You also expressly consent to having Generation Mortgage Associates LLC, and potentially real estate partners contact you about your inquiry by text message or phone to the telephone number you have provided, even if that telephone number is on a state, or national Do Not Call Registry.

Thank you for submitting your loan application.

It is crucial that you check both your email inbox and spam folder for important communication from us.

If you receive your income through W2, kindly provide us with your most recent paystub and the two most recent years of W2s.

If you are self-employed, please send us a picture of the first page of your tax returns for the past two years.

You may send the required documents via text message or email, ensuring that they are clear and legible copies.
Request Application by Email
 

STEP 3

FREE CREDIT REPORT
Please, check your middle score (no the lowest or highest), the one with the middle value.

[click here]
 

STEP 4

After you submit your application, you MUST Authorize and Pay for your credit report.
Authorize & Pay For Credit Report. Otherwise, we can't process your application.

[click here]
Application
Processing
Underwriting
  • We will find the best loan for each borrower.
  • Mortage loans
Closing!

We offer the best FHA Conventional Jumbo Loans Construction Single Home Condos Primary Homes Second Homes Investments Fix Credit Report Low Rates Short sale history don't matter Bankruptcy history don't matter Foreclosure history don't matter Deed In Lieu history don't matter loans and more...

Our commitment is to always do the best for our clients!